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The situation with Aid for family/matrimonial matters is somewhat different and the rules are beyond the scope of this article. Broadly speaking if a litigant is on benefits then they won't have to make a contribution toward their legal costs and it will all be funded by Legal Aid. If they are not on benefits and earning a wage they may have to make a contribution towards the cost of their legal work. It happens that very few people who are not on benefits fall in to the category where all their costs would be publicly funded.
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Talk with your local branch banks. Credit unions are another great route to take and you should explore membership with a credit union to have more options open to you. The small, local branches are often more inclined to work with someone who has credit challenges. There is something special about the small-town effect when it comes to your relationship with the bankers.
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